Personal Loans and Lines of Credit

Loan Options

The predictability of a fixed rate that won't change and set monthly payments over a scheduled period of time.

Personal Loan

At a Glance:

Built with today's busy consumer in mind, this is a simple and convenient way to get the money you need - with no collateral required.

Features:

  • Loan amounts from $2,000-$50,000
  • Simple, digital application for loan amounts up to $25,0001
  • Terms available: 12 - 60 months
  • Annual Percentage Rates range from 8.44% to 21.74%2
  • No closing costs or prepayment fee
  • Ability to select first payment date up to 45 days out3

 

Estimate your rate and payment by term using our Personal Loan calculator!

Secured Loan

At a Glance:

Secured by funds in your Fifth Third savings, CD or Investment account4, you can borrow money you need now while your assets continue to grow.

Features:

  • Loan amounts from $2,000-$500,000
    Between 50% to 100% of collateral
  • Terms available: 12-60 months
  • Annual Percentage Rates range from 10.14% to 13.64%5
  • No closing costs or prepayment fee

 

 

Line of Credit Options

Variable interest rates and monthly payments, giving you the flexibility to use your funds when you need them.

Unsecured Line of Credit

At a Glance:

This line of credit allows you to access funds when you need it with no collateral required.

Features:

  • Line amounts from $5,000 to $100,000
    Up to 10% of verified liquid assets
  • 5-year draw period followed by a 10-year repayment period
  • Annual Percentage Rates range from 9.75% to 11.25%6

 

  • $65 annual fee (waived first year)
  • Funds available via online transfer, checks, phone or in branch

Secured Line of Credit

At a Glance:

Secured by funds in your Fifth Third Investment account4, you'll have ongoing access to this line of credit while your assets continue to grow.

Features:

  • Line amounts from $5,000 to $500,000
    Between 50% to 100% of collateral
  • 20-year draw period with balance due at maturity
  • Interest-only monthly payments
  • Annual Percentage Rates range from 7.50% to 10.25%6

 

  • No annual fee
  • Fund available via online transfer, checks, phone or in branch