It's a great time to leverage your home equity.

Check out our current Home Equity rates.

Updated:

Fifth Third Equity Flexline® (HELOC)1 for
Amount Interest Rate APR Lien Position
Home Equity Loan2 for
Term Amount Interest Rate APR Lien Position
Easy Home Refi3 for
Term Amount Interest Rate APR Lien Position

Compare Home Equity Products

Fifth Third Equity Flexline®

A Home Equity Line of Credit (HELOC) lets you access money as you need it—now and in the future.

How to Access Your Money

Draw money any time via check, card or ATM. You can also use online banking or visit a branch.

Rate Information

Variable rate tied to prime—meaning when the prime rate changes, so does your rate and payment.

Fixed Rate Lock option available.

Monthly Payments

Payment amount varies, depending on balance and current interest rate.

Flexibility of interest-only payments for the first 10 years.1

When locking in a rate, payments for the locked amount will consist of principal and interest.5

Closing Costs

No closing costs.

Home Equity Loan

With a home equity loan, you get the full amount of what you borrow up front, and then pay it back in fixed, monthly payments.

How to Access Your Money

Receive money in one lump sum at closing.

Rate Information

Fixed rate—meaning your rate never changes.

Monthly Payments

Same payment amount for the life of the loan.

Principal and interest payments over the length of your loan.

Closing Costs

No closing costs.

Easy Home Refi®

This is an easy, low-cost way to refinance your mortgage or use your equity for cash.

How to Access Your Money

Refinance your mortgage or use equity for cash.

Rate Information

Fixed rate—meaning your rate never changes.

Monthly Payments

Same payment amount for the life of the loan.

Principal and interest payments over the length of your loan.

Closing Costs

Closing costs are $299.3

Ready to make a move?

Additional HELOC Benefits

A Home Equity Line of Credit (HELOC) can be a handy way to make the most of your home’s equity.

Enjoy financial flexibility.

Do more with access to your money any time, so you can borrow as needed.

  • Rates may often be lower than other forms of borrowing like credit cards or personal loans
  • Pay only what you use with the flexibility of interest-only payments for the first 10 years1
  • Interest paid may be tax deductible4

Lock in a great rate.

Our Fixed Rate Lock Option gives you the security of a fixed rate with the flexibility of a variable rate line of credit.

  • Lock in a fixed rate on all or part of your existing balance for a $95 fee1
  • Choose the number of monthly payments and the amount5
  • Unlock any time without paying a fee
  • As you pay down the locked balance, the funds become available again

Get rewarded.

Use the Fifth Third Equity Flexline Mastercard® to enjoy easy access to your home equity line of credit and earn rewards at the same time.

  • Earn 1 Real Life Rewards® point for every $3 spent on purchases6,7
  • Earn 5,300 Real Life Rewards® points after your first qualifying purchase8

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