Fifth Third Momentum® Banking

Banking that's easier done than said.

No hidden fees or gotchas

Get free checking and no overdraft fees for your first 90 days,1 plus:

  • Extra Time® to avoid overdraft fees2 after your first 90 days
  • No minimum deposit to open
  • No monthly service fee
  • No fees at over 40,000 partner ATMs nationwide3

Get Free Checking

Save 10% on TurboTax®4

Here’s one more way we make banking a Fifth Third Better®—a 10% discount on TurboTax.

Fast, FREE and Just for You

With direct deposit into a Fifth Third Momentum® Checking Account, you'll get your federal tax refund up to five days early—for FREE with Early Pay.5

Open an Account

Easier banking from day one

We get it. Setting up a new account takes time and effort. That’s why we’re making it easier for you from the moment you open your new account.

Download Our App

  • Step-by-step account setup

    • Use our app to get up and running (and banking) in no time
  • Free Overdraft Window

    • Pay no overdraft fees for your first 90 days—it's all part of that “no hidden fee” thing1
  • Seamless direct deposit switch

    • Use your employer or payroll provider login to set up your direct deposit in our app in minutes5

Complimentary SmartShield® security6

You built it. We help protect it 24/7, 365 with:

  • Threat blocking
  • Live support
  • Smart alerts
  • Monitoring

Stay Protected

Say hello to Fifth Third Momentum® Checking:

The benefits don’t stop there!

Your account comes with these perks, too.

Peace of mind

We’ve got your back whenever you need us. Simply log in to your account online or in the app to message with Jeanie® 24/7. Or, visit your local branch to speak with a banker.

MyAdvance®

Life doesn’t always wait for payday. Unexpected expenses happen. Get 24/7 access to cash advances on your next qualified direct deposit with an eligible Fifth Third checking account.8

Smart Savings

We’ll help you save smarter. Simply create the goal in your Fifth Third Momentum® Savings Account, and we’ll help you save small amounts of money automatically.7

Online and mobile banking

You’re always on-the-go, and you need a bank that can keep up. Our app lets you take care of pretty much any banking need with just a tap, and online banking is available anytime.5